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Ripple is a global real-time gross settlement (RTGS) system. It also doubles up as a currency exchange and payment system. It is a name for both the cryptocurrency (XRP) and the open payment network within which that currency is transferred. Origin Ryan Fugger created Rippleplay in Canada in 2004. It was intended as a decentralized monetary system through which people can effectively create their own money. He intended to provide secure payment options to members…